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Can Employers Add a SIMERP Without Replacing Major Medical Coverage? The Answer Is Yes — Here Is Why

Can Employers Add a SIMERP Without Replacing Major Medical Coverage? The Answer Is Yes — Here Is Why

Can Employers Add a SIMERP Without Replacing Major Medical Coverage? The Answer Is Yes — Here Is WhyPayroll Tax Optimization
Published on: 25/08/2026

Learn how employers may add a SIMERP alongside existing major medical coverage and what to consider when evaluating this supplemental benefit strategy.

SIMERPSIMERP major medical coverageSIMERP employee benefitsSection 105 planSection 125 plansupplemental employee benefitspayroll tax savingsemployer health benefitsmajor medical coverage